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Comprehensive Key Person Strategy with Retirement Incentive

A family business worth $70,000,000 was run by CEO who is a non-family member. The CEO’s skill and expertise has helped grow the business and continues to generate year over year increases in revenue and profits. The family was concerned about the impact on the business if the CEO left, became disabled, or died.

Solution: We created a comprehensive plan that:

  • Cost effectively transferred the liability of the CEO’s salary to an insurance company if the CEO became disabled

  • Protected the family from financial loss if the CEO died or was unable to perform his duties

  • Created “golden handcuffs” that compensated the CEO for longevity based on P&L performance

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